Credit Reporting Agency/Bureau Unauthorized Inquiry

[Date]

Credit Reporting Agency/Bureau

City, State, Zip

RE: UNAUTHORIZED INQUIRY

To Whom It May Concern:

I reviewed a copy of my credit report and [company name] ran an unauthorized credit inquiry on me on [date].

I never authorized such action and this constitutes a violation of my rights under the Fair Credit Reporting Act §604 as well as a violation of my rights to privacy.  Please contact [company name] and investigate such occurrence.

I am requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of  § 612 [15 USC § 1681j], there should be no charge for this report. In addition, as part of your investigation, please send the names, business address and phone numbers of those who made unauthorized credit inquiries so I may contact them directly.

If you have any questions or need additional information, please contact me at address listed below.

Thank you.

Sincerely,

Bruce Smith

Address

City, State, Zip

Social Security #