Credit Reporting Agency/Bureau Request to Update for Completeness of Account History

[Date]

Credit Reporting Agency/Bureau

City, State, Zip

RE: REQUEST TO UPDATE FOR COMPLETENESS OF ACCOUNT HISTORY

To Whom It May Concern:

I received a copy of my credit report and am disputing information concerning my payment history. Accordingly, I am requesting that you investigate my dispute and add the attached history of payments to my credit file under the Fair Credit Reporting Act, § 611(a) [15 USC 1681i (a)].

I am requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. Additionally, if you contact any entity (person or company) in order to make the necessary updates, please provide the names, business address and telephone numbers so that I may follow up directly if needed.

If you have any questions or need additional information, please contact me at the address listed below.

Thank you.

Sincerely,

Bruce Smith

Address

City, State, Zip

Social Security #