Credit Reporting Agency/Bureau Failure to Respond to Deletion/Correction Letter

[Date]

Credit Reporting Agency/Bureau

City, State, Zip

RE: FAILURE TO RESPOND TO DELTETION/CORRECTION LETTER

To Whom It May Concern:

On [insert date of first letter], I sent a letter requesting that you reinvestigate or delete disputed items from my credit report as well as place temporarily remove these items from my report during the investigation period.  As of this date, you have failed to respond to my request. A copy of my original letter is attached for your review.

The law stipulates that you must investigate within 30 days of receiving my letter and respond within 5 days of completing your investigation. You have not followed the stipulations of the law. 

I may suffer damages because I need to rely on an accurate and complete statement of my credit record and demand that you remove the disputed items from my report immediately as you failed to comply with the law. Otherwise, I will contact the Federal Trade Commission and advise them of your apparent disregard for consumer protection laws.

If you have any questions or need additional information, please contact me at the address noted below.

Thank you.

Sincerely,

Bruce Smith

Address

City, State, Zip

Social Security #