Credit Reporting Agency/Bureau Consumer Statement for Disputed Items Following Investigation

[Date]

CRA

City, State, Zip

RE:     CONSUMER STATEMENT FOR DISPUTED ITEMS FOLLOWING             INVESTIGATION

To Whom It May Concern:

Your reinvestigation has not resolved my dispute regarding the accuracy and completeness of the highlighted items on my attached credit report. According to the Fair Credit Reporting Act, § 611(b) [USC 15 1681i(b)], I am entitled to “file a statement setting forth the nature of the dispute.” I would like potential future creditors to be aware of the dispute, and want the following statement included in my credit report.

[Consumer statement---100 words or less]

I am requesting an updated copy of my credit report which should be sent to the address listed below.  According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report.

If you have any questions or need additional information, please contact me at the address listed below.

Thank you.

Sincerely,

Bruce Smith

Address

City, State, Zip

Social Security #