Thursday, June 8, 2017

CREDIT IS JUST LIKE HIGHSCHOOL

WHAT IS FICO?

Image result for fico

Fair Isaac Company is essentially an adult version of a grade:
1. If you have been on time
2. Didn’t miss days
3.You learn more as you progress
4.You are required to take extra curricula credit classes
5.Once you finish high school you must start ALL over when you enter college

WELL to put this in CREDIT TERMS: Your FICO grade is:
1. You must make your payments on time
2. You cannot miss making payments
3. The older your credit history is the better your grade becomes
4. It is important to have a variation of credit types
5. Once you pay off your oldest creditor you credit history drops to next older credit reported

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